TRAVA.FINANCE (or TRAVA) is the world’s first decentralized marketplace for cross-chain lending. While existing approaches provide only one or a few lending pools with their own parameters such as borrowing/lending interest rate, liquidity threshold, Loan to Value ratio, or a limited list of exchangeable cryptocurrencies, TRAVA.FINANCE offers a flexible mechanism in which users can create and manage their own lending pools to start a lending business. TRAVA.FINANCE is deployed on the Binance Smart Chain and allows for lending with BSC tokens first; we then enable cross-chain lending with various tokens on Ethereum and other blockchain networks.